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Tanja Moll studied Business Administration at the Stuttgart Media University, graduating in Industrial Engineering (FH). Since April 1993, she has held various management positions within the Deutscher Sparkassen Verlag Group, with responsibility for card systems. In August 2007, she moved to S-CARD Service, now S-Payment GmbH, a wholly owned subsidiary of Deutscher Sparkassen Verlag. She has since been heading the Payment Sales & Consulting division, supporting savings banks nationwide with her team in introducing innovative payment solutions at the point of sale and in e-commerce and m-commerce.